Most group schemes only cover 75% of pensionable income while most disability benefits don't cover all types of income e.g. commission. Express Income can act as a supplement to group cover or an existing personal policy.
Most employee benefits carry a 3 to 6 month waiting period while standard permanent disability benefits do not cover short temporary disabilities. With short waiting periods and a choice of benefit terms, Express Income can help fill the gaps.
Many first time small business owners feel that disability insurance is too costly for their needs. Express Income is an affordable, simple temporary income protection solution.
Express Income allows you to to get immediate cover of 100% of your after-tax income, up to R25 000
per month, for a maximum period of 24 months when you are unable to work due to injury or illness.
Plus, the following add-on benefits are also available: