Many people make sure they have medical aid and gap cover to pay their medical bills if they get sick. However, they often don’t consider the bigger financial impact of not being able to work due to injury or illness.

Even a short interruption can have devastating consequences to your finances and most Disability and Dreaded Disease products don’t cover for temporary interruptions in income but only for permanent and catastrophic eventualities.

That’s why it’s important, at this time of year, when you’re reviewing your medical aid, to remember the importance of income cover.

At FMI, we believe a person’s greatest asset is their ability to earn a monthly income, and there is no better way to protect this than with an insurance product that offers a combination of lump sum and monthly income benefits for long term or temporary disability, critical illness and death.

Informative Reading | November 12, 2021

Real Stories: Meet the Joubert family 

FMI policyholders Herman and Alta Joubert with their baby boy Stephan (18months old) and the teddy bear given by IFAnet consultant Cindy Loretz before surgery in May 2020.

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Informative Reading | March 16, 2021

Sheldon Shaw: Making his mark

Tattoo artist, Sheldon Shaw, explains the impact of his profession on the lives of others and why he needs income protection to continue making his mark.

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Informative Reading | March 02, 2021

Meet Yolisa Motha: Working to thrive, not just to survive

“The full-time job is for me to survive. The part-time job is for me to thrive. And without it, without that income, there is no thriving,” says dual income earner, Yolisa Motha.

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