Many people make sure they have medical aid and gap cover to pay their medical bills if they get sick. However, they often don’t consider the bigger financial impact of not being able to work due to injury or illness.

Even a short interruption can have devastating consequences to your finances and most Disability and Dreaded Disease products don’t cover for temporary interruptions in income but only for permanent and catastrophic eventualities.

That’s why it’s important, at this time of year, when you’re reviewing your medical aid, to remember the importance of income cover.

At FMI, we believe a person’s greatest asset is their ability to earn a monthly income, and there is no better way to protect this than with an insurance product that offers a combination of lump sum and monthly income benefits for long term or temporary disability, critical illness and death.

Informative Reading | November 14, 2019

No need to predict the future with Life Income benefits

Life Income benefits offer perfect bespoke short and long-term solutions to complement any Lump Sum cover you may already have in place in order to fulfil individual responsibilities and the needs of dependants.

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Informative Reading | November 13, 2019

It’s time for South Africans to start seeing life insurance differently. It’s time for ‘Income First’.  

That’s why we talk about ‘Income First’. We’ve got to change the conversation from ‘protecting your life’ to ‘protecting the income you haven’t even had a chance to earn yet’. There is no asset more valuable than your ability to earn an income – and right now, income protection is the biggest gap in most people’s financial plans.

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Informative Reading | November 13, 2019

Life is better when you're prepared for it

The progressive approach is to first protect 100% of your hard-earned, monthly income against what’s most likely to happen, which are the risks of injury, illness, or being diagnosed with a critical illness.

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