Many people make sure they have medical aid and gap cover to pay their medical bills if they get sick. However, they often don’t consider the bigger financial impact of not being able to work due to injury or illness.

Even a short interruption can have devastating consequences to your finances and most Disability and Dreaded Disease products don’t cover for temporary interruptions in income but only for permanent and catastrophic eventualities.

That’s why it’s important, at this time of year, when you’re reviewing your medical aid, to remember the importance of income cover.

At FMI, we believe a person’s greatest asset is their ability to earn a monthly income, and there is no better way to protect this than with an insurance product that offers a combination of lump sum and monthly income benefits for long term or temporary disability, critical illness and death.

Informative Reading | September 07, 2020

We've got the kids covered

A child being diagnosed with cancer is every parent’s worst nightmare, the diagnosis can have a significant impact for any family’s emotional and financial wellbeing. And although they may not be able to stop the critical illness, they can be prepared for it. That’s why we take care of the little warriors.

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Informative Reading | July 20, 2020

Do you understand your waiting period?

Taking the time to understand the basic details of your policy and your chosen waiting period upfront will mean a better outcome at claims stage.

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Informative Reading | July 20, 2020

Temporary income protection is not enough

When it comes to income benefits, many customers only have temporary income protection, which typically pays for 24 months. But what would happen after the benefit term if a claimant is still unable to work?

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